Dr. Gina J. Lowdermilk

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Dr. Gina J. Lowdermilk, Ph.D. (ABD), CAMS, CRMS is a highly experienced and educated BSA/AML and financial regulatory compliance professional with extensive experience in policy and procedure development and implementation, training, internal audit, monitoring, risk management and reporting. Her emphasis has been working with financial institutions that are experiencing regulatory concerns and resolutions, including enforcement actions such as memorandums of understanding and cease and desist orders. Her 15 years of experience has given her the opportunity to work from small community banks to large, international financial institutions. Her roles not only included BSA/AML and compliance, but also operations, lending services, business development, marketing, management, department development, and asset quality. 
Dr. Lowdermilk has worked with almost all financial regulators and examiners. She possesses advanced Microsoft Excel, PowerPoint, Word, Internet Explorer, Visio, and Access skills. She also has experience with FiServ, BAM, CRA Wiz, TeamMate, COGNOS and Metavante banking software. She has been responsible for creating both recurring and ad hoc executive management and board presentations. In addition to her above experience, she is also an adjunct instructor for the business and construction management programs at a local college, as well as writes numerous BSA/AML and compliance articles, training materials, and manuals for numerous clients.
 

23 results Found
Live Webinar

FCRA and the New Requirements-Ensuring you are Compliant

The Fair Credit Reporting Act (“FCRA”) governs the collection, assembly, and use of consumer report information and provides the framework for the credit reporting system in the United States. The FCRA regulates the practices of consumer re ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Jan 08, 2019
Live Webinar

SCRA - Methods to Ensure you are Compliant

The Servicemember’s Civil Relief Act (SCRA) provides certain legal protections from collection activity for any customer that has been called to active duty or active service. Servicemembers may also be eligible for interest rate reductions ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Feb 05, 2019
Live Webinar

HMDA - Navigating through the Requirements

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Mar 05, 2019
On-Demand Webinar

AML/BSA Internal Audits- Best Practices

Financial institutions are required to be compliant with BSA rules and regulations. Such compliance needs to be well documented and consistent to ensure financial institutions avoid BSA violations and implications. Financial institutions’ BSA Prog ...

  • Intermediate
  • 60 Mins
Recorded Webinar

AML in Review for 2018, and what’s next for 2019

A Look At Some Of The Hot Topics And Issues Regarding The AML Environment In 2018, And What Is On The Horizon For 2019. The financial environment changes constantly to address new issues and concerns regarding AML. In 2018, AML addressed changes ...

  • Intermediate
  • 60 Mins
On-Demand Webinar

e-OSCAR and Metro Reporting- Getting it Right

Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutiny that ...

  • Basic
  • 60 Mins
On-Demand Webinar

Performing BSA/AML/OFAC Risk Assessments Properly

This 60-minute webinar will summarize the importance of performing BSA/AML/OFAC risk assessments properly. It will discuss the various components needed in order to implement an effective risk assessment, as well as, what is needed to maintain an ...

  • Basic & Intermediate & Advanced
  • 60 Mins
Recorded Webinar

AML compliance with Currency Exchanges and other MSBs

Introduction and Overview of Performing BSA/AML Audits for MSB customers that support AML rules and regulations 

  • Basic
  • 60 Mins
On-Demand Webinar

Performing BSA/AML/OFAC Risk Assessments Properly

This 60-minute webinar will summarize the importance of performing BSA/AML/OFAC risk assessments properly. It will discuss the various components needed in order to implement an effective risk assessment, as well as, what is needed to mai ...

  • Basic & Intermediate
  • 60 Mins
On-Demand Webinar

Bank Secrecy Act and Audit Best Practices

This BSA audit training will explain how the best practices in a BSA audit have evolved over the years. It will cover the major components of an effective BSA program that the audit focuses on and the specifics of each area as it pertains to B ...

  • Basic & Intermediate
  • 60 Mins