Dr. Gina J. Lowdermilk

Area Of Expertise : BSA/AML
30 Years Of Experience
Training Industry : Banking & Insurance

Dr. Gina J. Lowdermilk, Ph.D. (ABD), CAMS, CRMS is a highly experienced and educated BSA/AML and financial regulatory compliance professional with extensive experience in policy and procedure development and implementation, training, internal audit, monitoring, risk management and reporting. Her emphasis has been working with financial institutions that are experiencing regulatory concerns and resolutions, including enforcement actions such as memorandums of understanding and cease and desist orders. Her 15 years of experience has given her the opportunity to work from small community banks to large, international financial institutions. Her roles not only included BSA/AML and compliance, but also operations, lending services, business development, marketing, management, department development, and asset quality.

Dr. Lowdermilk has worked with almost all financial regulators and examiners. She possesses advanced Microsoft Excel, PowerPoint, Word, Internet Explorer, Visio, and Access skills. She also has experience with FiServ, BAM, CRA Wiz, TeamMate, COGNOS and Metavante banking software. She has been responsible for creating both recurring and ad hoc executive management and board presentations. In addition to her above experience, she is also an adjunct instructor for the business and construction management programs at a local college, as well as writes numerous BSA/AML and compliance articles, training materials, and manuals for numerous clients.

 

29 results Found
Live Webinar

Recognizing and Overcoming Pitfalls of Ineffective AML audits

Although financial institutions have been managing BSA operations per the regulation requirements, the change in focus to BSA audits have been coming increasingly important. Regulators look to the Bank for assurance and evidence that BSA op ...

  • Basic & Intermediate & Advanced
  • 60 Mins
  • Jul 10, 2019
Live Webinar

Metro 2, e-OSCAR and the New FCRA/CFPB Compliance Requirements

Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutin ...

  • Basic
  • 60 Mins
  • Jul 25, 2019
Recorded Webinar

AML Monitoring Suspicious Activity – How are you Managing It?

This webinar will provide insight and considerations for a financial institution to ensure that its AML suspicious activity monitoring efforts are adequate and appropriate for its institution. Additionally, it will provide suggestions and r ...

  • Basic & Intermediate & Advanced
  • 60 Mins
Recorded Webinar

A look at Flood Insurance during Natural Disasters

Flooding is the most common natural disaster in the United States. It's also the most expensive, costing homeowners, insurers and the government billions each year. If most of your customer’s wealth is tied up in their house, they may be ri ...

  • Basic & Intermediate & Advanced
  • 60 Mins
Recorded Webinar

Hot topics in Fair Lending

Fair lending is the practice outlined in the Fair Housing Act of 1968. It prohibits lenders from discriminating against borrowers on the basis of race, color, national origin, religion, sex, familial status, or physical handicap. Understand ...

  • Basic & Intermediate & Advanced
  • 60 Mins
Recorded Webinar

HMDA - Navigating through the Requirements

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial ...

  • Basic & Intermediate & Advanced
  • 60 Mins
On-Demand Webinar

Metro 2, e-OSCAR and the New FCRA/CFPB Compliance Requirements

Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutin ...

  • Basic
  • 60 Mins
On-Demand Webinar

SCRA - Methods to Ensure you are Compliant

The Servicemember’s Civil Relief Act (SCRA) provides certain legal protections from collection activity for any customer that has been called to active duty or active service. Servicemembers may also be eligible for interest rate reductions ...

  • Basic & Intermediate & Advanced
  • 60 Mins
Recorded Webinar

FCRA and the New Requirements-Ensuring you are Compliant

The Fair Credit Reporting Act (“FCRA”) governs the collection, assembly, and use of consumer report information and provides the framework for the credit reporting system in the United States. The FCRA regulates the practices of consumer re ...

  • Basic & Intermediate & Advanced
  • 60 Mins
On-Demand Webinar

AML/BSA Internal Audits- Best Practices

Financial institutions are required to be compliant with BSA rules and regulations. Such compliance needs to be well documented and consistent to ensure financial institutions avoid BSA violations and implications. Financial institutions’ BSA Prog ...

  • Intermediate
  • 60 Mins